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HM Treasury and the Bank of England are consulting on a potential digital pound, or central bank digital currency (CBDC).
If introduced, a digital pound would be issued by the Bank of England and could be used by households and businesses for everyday payments in-store and online. It would also be interchangeable with cash and bank deposits, complementing cash.
No decision has been taken at this stage to introduce a digital currency.
See: The digital pound: A new form of money for households and businesses? - GOV.UK (www.gov.uk)
06 Jul 2026
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